Your private money workspace

Dashboard

Overview

Financial snapshot

This month incomeNo comparison yet
This month expensesNo comparison yet
People balanceBorrowed minus lent

Cash flow

Income vs expenses

Spending

Top categories

This month

Activity

Recent transactions

Upcoming

Card reminders

Accounts

All balances in one place

Tap an account to see its ledger or add a transaction.

Transactions

Search and review every movement

Filter by type, category, tags, account, and exact date range.

0 transactions
Long press a transaction to select multiple entries and see their combined total.

People

Borrowing and lending ledger

See what you owe and what others owe you.

Notifications

Reminders and automatic activity

Review card alerts, lending deadlines, recurring transactions, and backup reminders.

No notifications

Bank SMS

Review detected transactions

Paste or import bank messages. Ficard extracts likely transaction details for approval.

Review before saving

Import

Paste bank messages

A normal web page cannot read the phone's full SMS inbox. This workflow accepts pasted/shared text and also exposes a native-wrapper bridge named FicardImportSMS.

Pending review

Detected drafts

0 pending

Settings

Personalise and protect your data

Manage groups, categories, notifications, local backups, and cloud backups.

Account groups

Organise accounts under custom headings.

Categories

Create and edit Income, Expense, Both, and Transfer categories with optional child categories.

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Notifications

Reminders are stored in Ficard. Browser alerts are also shown when permission is enabled and the app is open.

Backup and restore

Export everything to JSON or restore a previous backup.

Calculating local storage…

Google Drive and OneDrive backup

Sign in on Google or Microsoft’s official page and save Ficard backups directly to your own cloud account.

Google Drive

Ready to connect

AccountNot connected
Backup folderMy Drive root
Last successful backupNever
Google handles your account credentials and consent. Ficard never receives or stores your Google password.

Microsoft OneDrive

Ready to connect

AccountNot connected
Backup folderApps / Ficard
Last successful backupNever
The secure app-folder option requests access only to Ficard’s own OneDrive folder.
About cloud sign-in and privacy
Your account

Connect buttons open the provider’s official sign-in and consent page. Your password is never entered into Ficard.

Hosted app configuration

The site owner configures Ficard’s public OAuth application IDs once in cloud-config.js. They are identifiers, not passwords or client secrets.

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Display currency

Used as the default dashboard filter; no exchange-rate conversion is performed.

Version and updates

Refresh Ficard's application files without deleting accounts, transactions, settings, or other data in localStorage.

App version4.4.3
Data schema7
Build date02 Aug 2026
Running asBrowser app
Ficard clears its application cache and reloads files from the current server address. Browser-stored financial data is retained.
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Local data

Load demonstration data or permanently clear this browser's finance records.

Choose an Expense category.
Recurring transactionAutomatically add due entries; missed dates are caught up when Ficard reopens.

The amount and all other transaction details will remain unchanged.

Loading folders…
A replacement import overwrites all current browser data. Export a backup first if needed.